kiplinger.com
Already, the Employee Benefits Research Institute says, Americans are facing a severe retirement-savings shortfall - a situation that's made even direr when nursing-home and home healthcare costs are added to the mix.
The average savings shortfall for people between the ages of 36 and 62 is nearly $47,000. That estimate doesn't take into account the costs of nursing-home care or home-health services, however.
The average married couple would need to save $25,317 more to account for those expenses. Single people face an even greater burden: For single men, the shortfall is $32,433; for single women, it's $46,425.
