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Even the seemingly well off may find they are struggling to make ends meet in the so-called golden years.
They could begin their retirement with what appears to be a healthy nest egg, only to run out of money years later, and needing to return to work.
That's one conclusion of a recent report by a Washington-based retirement institute. The Employee Benefits Research Institute (EBRI) warns that millions of Americans who think they are well-prepared for retirement are "likely" to have insufficient assets for all their years in retirement. That's because they didn't save or insure themselves enough or haven't calculated the many ways their retirement plan could fail.
