http://www.kiplinger.com
Americans' lack of retirement knowledge is reflected in savings data collected by the Employee Benefits Research Institute, a nonprofit research organization. The EBRI, in a report released this week, estimates that the nation's aggregate retirement savings shortfall is more than $4.5 trillion.
That's an average of $47,732 per person (among people aged 36 to 62).
When nursing-home and healthcare expenses are factored in, the shortfall grows even larger, the EBRI notes.
